Posts Tagged ‘individual medical insurance plan’

What Is Affordable Coverage?

Kelley-Jensen2Author: Kelley Filice Jensen

I keep hearing that my employer needs to provide affordable health coverage, and if not, I am eligible to buy an individual health insurance plan and apply for subsidy (premium assistance credit).  How is affordability determined and who determines it?

Is my employer required to offer me health insurance or not?  I have heard conflicting information and I do not know where to look for health insurance or if I am eligible to apply for subsidy (premium assistance credit).  How is affordability determined and who determines it?

Health Insurance: Should I Ask My Boss About It?

Kelley-Jensen2Author: Kelley Filice Jensen

I have a friend that got a notice from her work about the new health care law, but I have not gotten one from my employer.  Should I ask about it?  What does the notice say, and will it help me get health insurance?  Right now I do not have any health insurance, it is not offered at work, but I know that I am supposed to get some in 2014.  Will my boss start providing it, is that what this notice is about?

Health Insurance When Working For A Temp Agency

Kelley-Jensen2Author:  Kelley Filice Jensen

I work for a temp agency that calls me when they have an assignment.  I never know how many hours I am going to work in a given month, but one assignment can keep me at a Company for 6 months, it just depends.  Right now I have no health insurance, but would like to get some, starting in 2014, with the new law.  Can I get it through the temp agency, one of the company’s I have been assigned to, or do I have to buy it myself? 

Health Insurance 101 – Video Tutorials, Brought To You By Humana

Author: Kelley Filice Jensen

Sponsored by Humana, these short videos provide concise answers to common health insurance questions received by health insurance providers, health insurance agents and health insurance brokers.  Learn more, make sure you can answer these questions about your health insurance needs.

Can You Change Your Health Plan Anytime You Want? – Video Link

How Can You Get The Most Out Of Your Health Insurance? - Video Link

How Did Healthcare Come About in the United States? - Video Link

How Do Deductibles and Copays Work? - Video Link

HEALTH INSURANCE 101 – Common Insurance Terms

Author: Kelley Filice Jensen

Most things have a language all their own, and when you know the language, everything becomes shockingly less confusing.  Here is a partial list of common terms used when discussing individual health insurance plans and group health insurance plans.  Learn more by watching health insurance informational videos sponsored by Humana.    And, make sure you can answer these questions about your health insurance needs.

CARRIER – An insurance company that provides a health plan.  Examples would be Blue Cross, Aetna, Health Net or several others.  A carrier could also be a Health Maintenance Organization (or HMO) which may not technically be an insurance company, but HMO’s are also carriers that provide health plans.  See More Carriers, and get quotes now.

No Health Insurance is NO Alternative

Author: Kelley Filice Jensen

Health insurance is very expensive, and some people rationalize going without it because they figure that they invest their resources into being healthy, and they never need to go to the doctor.  Their favorite alternative and complementary medicines such as chiropractic, acupuncture, and massage are generally not covered by insurance plans anyway, and even if they are, the chiropractor probably does not accept insurance.  But, not having health insurance is NOT an alternative for those alterative medicines !  Why?  Because, if you are involved in a car accident, and you are laying on the side of the road, scared that your injuries are serious, do you want to be rushed to a chiropractor or to an emergency room?

Temporary Medical Insurance Plans

Author: Kelley Filice Jensen

Temporary Medical Insurance might sound like a good idea if you are in between jobs, have a waiting period before benefits eligibility at your new job, were recently laid off….but, what is the difference and savings between an individual medical insurance plan and a temporary medical insurance plan, and are there worthwhile savings on with a temporary plan?

What is temporary medical insurance and how is it different than regular individual insurance?

Temporary medical insurance plans expire after a period of time, and regular individual medical insurance plans do not.

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