Archive for the ‘Other at work’ Category

Filing for Divorce and Group Health Insurance

Author: Michelle Montoya, MLR, SPHR

Client question:

Will filing of a divorce be enough to cancel a spouse from coverage on our Company’s health insurance plan and be offered COBRA?


No. The qualifying event is the date of the divorce decree (or legal separation). Merely filing for divorce is not considered a qualifying event, and will not render the spouse automatically eligible for COBRA. Courts often order a spouse to be reinstated on insurance plans if dropped before final divorce decree or legal separation, at which point, back premiums will be due, and can be quite expensive.

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