Archive for July, 2012

A Check From My Insurance Company, Why?

Author: Kelley Filice Jensen

Your daily trip to the mail box just got more interesting, you received a check from your health insurance provider.  But, why?  What is it, and is it taxable to you?  What if you have insurance through your employer, will you get a check, or rebate?

Why are you receiving this check from your health insurance provider?

Many major medical insurance carriers (Anthem Health Insurance, Kaiser Insurance, Blue Shield Health Insurance, to name a few) have begun issuing rebates to affected customers.  This rebate is the result of the health insurance provider’s MLR or Medical Loss Ratio calculation.

Shopping for Health Insurance, 10 Questions You Need to Answer – Update

Author: Kelley Filice Jensen

Obamacare, affordable care act, health insurance reform, Supreme Court, individual mandates, health care exchanges:  health care sure has been in the news, and it can be very confusing!  But, whether you have health insurance through your work or not, all this talk about health insurance begs the question:  what type of health insurance do I need?  Where to start?  What are my options?  Here are 10 questions you need to answer when shopping for health insurance or reviewing your health insurance coverage:

1)    Relationship status:  single, married, family?  Has your status changed?  Are you going through a divorce?

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